Are You Committing Unemployment Insurance Fraud By Accident?

Popular Are You Committing Unemployment Insurance Fraud By Accident? Amanda MoravekJenna ArcandNovember 16, 2022 Bigstock {"adCodes": [{"desktop": "\u003cdiv class=\u0027rblad-wit_content\u0027\u003e\u003c/div\u003e", "display": true, "mobile": "\u003cdiv class=\u0027rblad-wit_content\u0027\u003e\u003c/div\u003e", "new_amp": "\u003camp-ad width=336 height=280\n type=\"doubleclick\"\n data-slot=\"/22278042776,22664312254/wit/wit_content\"\n data-multi-size=\"300x250\"\u003e\n\u003c/amp-ad\u003e", "order": 0, "tablet": "\u003cdiv class=\u0027rblad-wit_content\u0027\u003e\u003c/div\u003e"}, {"desktop": "\u003cdiv class=\u0027rblad-wit_content\u0027\u003e\u003c/div\u003e", "display": true, "mobile": "\u003cdiv class=\u0027rblad-wit_content\u0027\u003e\u003c/div\u003e", "new_amp": "\u003camp-ad width=336 height=280\n type=\"doubleclick\"\n data-slot=\"/22278042776,22664312254/wit/wit_content\"\n data-multi-size=\"300x250\"\u003e\n\u003c/amp-ad\u003e", "order": 1, "tablet": "\u003cdiv class=\u0027rblad-wit_content\u0027\u003e\u003c/div\u003e"}, {"desktop": "\u003cdiv class=\u0027rblad-wit_content\u0027\u003e\u003c/div\u003e", "display": true, "mobile": "\u003cdiv class=\u0027rblad-wit_content\u0027\u003e\u003c/div\u003e", "new_amp": "\u003camp-ad width=336 height=280\n type=\"doubleclick\"\n data-slot=\"/22278042776,22664312254/wit/wit_content\"\n data-multi-size=\"300x250\"\u003e\n\u003c/amp-ad\u003e", "order": 2, "tablet": "\u003cdiv class=\u0027rblad-wit_content\u0027\u003e\u003c/div\u003e"}], "adsOrder": [2]}

Unemployment insurance fraud takes place when an individual conceals or misrepresents some information to get or increase unemployment insurance payments.

Most often, unemployment insurance frauds imply making a false statement about one's work and earnings. Sometimes the cases can also include work refusals, unreported travel, check forgeries, identity theft, inability to work, incarceration, perjury, non-availability for work, incorrect claims for dependent allowance, etc.

Here's everything you need to know about unemployment insurance fraud.

Types Of Unemployment Insurance Fraud

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• Failing to report your employment. This includes cash jobs, commission, self-employment, 1099, or temporary.
• Making a false statement or misrepresenting information to increase or receive benefits (for example: not reporting school attendance when receiving benefits).
• Not reporting your work refusals.
• Fabricating job searches or not conducting a solid work search.
• Not reporting a work separation.
• Using another individual's identity (social security number and/or name) to work and file for insurance payments.
• Failing to report being incapable and not available to work (for example: sick or injured, abroad, etc.) and receiving benefits.
• Not reporting other types of reimbursement (for example: workers' compensation payments).
• Helping somebody file a fraudulent insurance claim.

What Happens If You Commit Unemployment Insurance Fraud?

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If you commit unemployment insurance fraud intentionally or accidentally (not knowing the regulations, for example), you have to pay back all the benefits that you received plus a penalty (50% of that sum).

In most cases, a person is going to be disqualified from getting unemployment benefits in the future (minimum 6 weeks for every week of receiving benefits). There can also be imprisonment and fines included depending on the sum of the received fraudulent benefits.

Unemployment fraud punishment may differ between U.S. states. The Department of Unemployment Insurance in Arizona, for example, has different periods of disqualification from collecting unemployment insurance benefits than in Colorado. You should check your state's law to get the full picture.

Repaying Overpayments

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There can also be overpayments, which you must pay back. Some of the typical cases of overpayments include:

• You report some information wrongly when you file for benefits, and that information is corrected after.
• The Unemployment Insurance Program processes your claim erroneously.
• Your income was wrongly reported by your employer.

There can be a repayment plan organized for you if you cannot repay the whole sum at once. How Can Unemployment Insurance Fraud Be Detected?

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There are a lot of ways in which unemployment insurance fraud is identified. Here are some of them:

• Public tips by internet, mail, or phone
• New employer's hire reports
• Cross-matches with some government records
• Quality control audits
• Claim center referrals
• Other investigative efforts

These days, unemployment insurance fraud seldom goes unpunished. We hope this article has informed you about unemployment insurance fraud and helps you avoid any potential mistakes while you're unemployed.Need more help with your career?We'd love it if you signed up for Work It Daily's Event Subscription! Get your career questions answered in our next live event!

This article was originally published at an earlier date.

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As an educator and administrator, I enjoy helping young adults as well as adult learners with their academic journey. In my role, I oversee policies and procedures that help support student learning and success. Therefore, I implement multiple innovation projects to support students and meet them where they are.

Monday.com Is Perfect For Managing Projects

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My solution is Monday.com. The Work OS work management platform helps my team manage projects and workflows more efficiently. The project management includes the scope, time, and budget.

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Monday.com Capabilities

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Since I work on several projects, Monday.com software allows me to assign tasks and prioritize what's most important for the team to execute. To do this, I break down the components by color and timeline. For example, our digital badge project had a short implementation timeline, milestones, and deliverables. The platform allowed me to manage the entire workload all in one space.

Conclusion

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​My biggest takeaway: the platform fosters creative collaboration with my team and other departments. More importantly, the collaboration is seamless and provides visibility into the progress of our work. It saves time and money. You may want to give it a try!

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Bill Gates has a lot to answer for. Every office computer has a spreadsheet application on it. Any task involving numbers is done on a spreadsheet.

Selling contact center technology, I am frequently told, “No problem, they’re only using spreadsheets.”

A professional colleague told me that when people replace existing technology, either they are looking for a solution that does more for the same price that they are already paying, or for something that does the same as their current solution, but for a lower price.

Since everybody’s computer already has a spreadsheet application on it, they see it as a zero-cost application.

How do you compete against a zero-cost application?

Know Your Enemy

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Sun Tzu wrote: “If you know the enemy and you know yourself, you need not fear the result of 100 battles.”

Now we’ve identified spreadsheets as our “enemy,” what are their strengths and what are their weaknesses?

The Strengths Of Spreadsheets

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Their greatest strength is that they are essentially free. Even if a company does buy your solution, they are not going to give up their spreadsheet licenses. They use spreadsheets for so many other parts of the business, so there is no saving by adopting your product.

Spreadsheets are the legacy solution. People have designed and amended their files over the years to meet their needs exactly. People feel as comfortable using spreadsheets as they would wearing their favorite pair of slippers.

The final strength of spreadsheets is their flexibility. The average Excel user regularly uses about 5% of its full functionality. Spreadsheets’ formulae address all aspects of mathematics and contain many tools for analyzing and processing data. Most software cannot emulate all the different functions that spreadsheets have to offer.

The Holes In The Spreadsheets’ Armor

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Spreadsheets were originally designed to make calculations and save them in files. These calculations could be shared by sharing the file.

More than one person can work on a spreadsheet at the same time, but it has its challenges. The key challenge is that the number of users working on a spreadsheet at any one time is limited for practical purposes, to two or three. If you create a database table in Excel, it’s not possible to have 100 users making real-time changes to it simultaneously.

Security is another headache. Spreadsheets can be password protected, but that password protection cannot be integrated into an identity and access management (IAM) tool. The password is unique to the spreadsheet and not to the user If 100 users use the same spreadsheet, then 100 users know the same password. Alternatively, each user can use their own spreadsheet and then regularly merge the files. This requires a lot of manual work, which is prone to error.

Automation is possible within spreadsheets, but it’s complicated. Not many people know how to write macros in VBA. If your product has a functionality that would need a macro to replicate it, then it’s unlikely that your customer’s organization will have someone who can write that macro. On the other hand, if your customer’s spreadsheets use macros to perform certain functions, it’s pretty unlikely that your product will perform the same function as the macro. I have often worked with customers using spreadsheets with macros. When I ask how they work, they will tell me that the person who wrote the spreadsheet has moved on. No one in their company knows how it works, but they have to keep using it.

Replacing Spreadsheets — Including The Value In (Return On Investments) ROI Calculations

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As discussed, people look for solutions that do more for the same price that they are already paying, or for solutions that do the same as their current solutions, but for a lower price.

The trick is to understand what are the units of work being done on the spreadsheet and to attribute a financial value to them based on the manual labor. This is usually based on the time it takes to do the work. If you can show that your product can do the same units of work in a shorter period of time, or with the reduced attention of a human worker, then you can estimate a cost saving.

This manual work can include the costs of someone checking the work, and also the costs of rework to rectify mistakes.

The second way to calculate the ROI is to look at the consequences of non-compliance. Keeping customer data on a spreadsheet is not very secure for the reasons mentioned above. It is likely to violate data protection laws. You can also factor the likely penalties, fines, and legal costs into the ROI.

The wrap-up

If you’re selling to small and medium-sized customers, spreadsheets can be a fearsome incumbent to beat. You need to reveal the effect of the spreadsheet’s weaknesses on the business while being ready to handle objections based on the spreadsheet’s strengths.

Are you competing against spreadsheets? Why are your customers considering replacing them? How are spreadsheets holding them back? What do they hope that your product can do that spreadsheets can’t? How does the value your product creates compare to the value spreadsheets generate?

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